I've now shifted to taking AC Transit (bus) into San Francisco 4 days a week in order to save money on gas as well as wear-and-tear on our 2nd car.  In the past 3 years, I've driven my car less than 3,000 miles.  So the net impact of high gasoline prices for me personally is about an extra $10-15 per month, since I fill up the gas tank about once every 6 weeks now.
Based on these facts, I called an auto insurance agent to get a quote for insuring the second car.  I'm paying nearly $1000 a year to insure my car, which means that my car insurance costs more than all of the other combined costs (gasoline,  and maintenance) for operating my car!
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